More Than Capital. A Strategic Plan With A Champion's Mindset
The Right Capital for Every Business Strategy
A champion's strategy requires the right tools.
We offer a comprehensive suite of financing solutions, each deployed with the discipline, speed, and strategic insight to help you achieve your objective.
Explore our offerings below to find the perfect fit for your next move.
5 Steps and Funded
It Is That Easy
90% Of Our Loans Get Funded
Schedule your Free Consultation
Create a Plan of Action
Provide Your Documents
Review Your Options
Get Funded
Our Solutions
Residental Real Estate Loans
Secure a lump sum of capital with predictable, fixed payments to finance major projects and planned expansions.
Commercial Real Estate Loans
Secure a lump sum of capital with predictable, fixed payments to finance major projects and planned expansions.
Term Loans
Secure a lump sum of capital with predictable, fixed payments to finance major projects and planned expansions.
SBA Loans
Leverage powerful, government-backed loans with favorable terms and lower rates for your business milestones.
Lines of Credit
Access flexible, revolving capital on demand. Draw funds as you need them and only pay interest on what you use.
Start-Up Funding
For promising new ventures, we offer specialized funding solutions to help you launch, build, and scale from day one.
Business Credit Cards
Manage day-to-day expenses and build your business credit with a high-limit corporate card program.
Business Acquisition Financing
Secure the necessary capital to purchase an existing business or franchise, structured for a successful transition and future growth.
Equipment Financing
Acquire the essential vehicles, technology, or machinery your business needs to operate and scale, often using the equipment itself as collateral.
Invoice Factoring
Convert your outstanding invoices into immediate cash flow. Stop waiting 30, 60, or 90 days to get paid.
Asset-Based Lending
Unlock the value of your existing assets, such as accounts receivable or inventory, to secure a powerful revolving line of credit.
Solutions In Action
Apex Manufacturing, Inc.
The Challenge: Apex won a major contract but needed to purchase a new CNC machine worth $250,000 to meet the production deadline. A traditional bank loan would take too long.
Our Solution: Equipment Financing. We approved their application within 48 hours and structured a financing plan that matched the payment terms to their new contract's revenue stream.
The Win: Apex acquired the machine in under a week, fulfilled the contract ahead of schedule, and increased their annual revenue by 30%.
Quote: "Champion 1 moved at the speed of business. Their strategic approach to our equipment loan was the reason we could confidently say 'yes' to our biggest opportunity."
The Daily Grind Cafe & Bakery
The Challenge: The owner had a time-sensitive opportunity to buy the adjacent retail space to double her footprint, but she needed working capital for the down payment and renovations immediately.
Our Solution: Business Term Loan. Understanding the urgency, we deployed our "Fast Track" underwriting process to provide a $150,000 term loan.
The Win: The cafe secured the new space, began renovations, and launched their expanded location within three months, leading to a 60% increase in customer traffic.
Quote: "I had a once-in-a-lifetime opportunity, and Champion 1 made it happen. They understood my vision and acted like a true partner, not just a lender."
STILL NOT SURE?
Frequently Asked Questions
Your Questions, Answered with Clarity
How are you different from a traditional bank?
While banks play an important role, their process is often slow and rigid. We are different in two key ways: Speed and Strategy. Our streamlined, tech-enabled process can get you funded in days, not months. More importantly, we act as a strategic partner, taking the time to understand your specific goals to structure the best possible financing, rather than trying to fit you into a generic, one-size-fits-all box.
How fast can I actually get funded?
The timeline depends on the complexity of the financing, but our focus is always on speed. Simpler solutions like working capital or equipment financing can often be funded in as little as 24-48 hours after approval. More complex products like SBA loans naturally take longer, but our process is designed to be significantly faster than the industry average.
What are the basic qualifications to apply?
While each product has its own criteria, we generally look for established businesses with a solid history of revenue and a clear plan for growth. We consider your overall business health, not just a single credit score. The best way to know for sure is to have a quick, no-obligation conversation with one of our advisors.
Will applying affect my credit score?
To provide an initial offer, we typically perform a "soft pull" on your credit, which does not affect your credit score. A "hard pull," which may impact your score, is only conducted later in the process if you decide to move forward with a specific funding offer. We believe in full transparency and will always inform you before taking that step.
Is there a cost or obligation to apply?
There is absolutely no cost or obligation to apply and receive an offer. Our initial consultation and application review are free. We believe you should have all the information you need to make the best decision for your business, pressure-free.